Paul Staples, HSBC. Paul has had a 20 year career in Banking and has had a parallel career founding, building and scaling tech and business platforms across multiple industries. Paul is currently the Global Head of Banking as a Service and Embedded Finance Proposition for HSBC. He’s charged with building and scaling the business through solving complex banking needs directly where the consumer needs them. Prior to this Paul was the Global Head of Public Sector for HSBC where he built an Ai solution to help governments and central banks predict transaction failures. Paul has also founded several technology companies over the years, from Oil&Gas Market places in the dot.com days and Carbon depository solutions, to more recently building a SaaS platform that solves the logistics complexity for Ports and Construction sites and an Ai solution that predicts demand for any product at any location.